While bulls argue that large insurance brokers do not heavily participate in personal lines or small commercial markets, BofA counters that years of constant “tuck-in M&A” have created a “snowball effect.” Hundreds of small acquired shops have brought a significant amount of low-complexity, small-ticket business under the umbrellas of large brokers, a vulnerability that is often obscured by subpar public disclosures. Furthermore, even large-case, complex business—which is unlikely to face direct disintermediation—could experience pricing deflation as AI demystifies the insurance markets for sophisticated corporate buyers.
В МОК высказались об отстранении израильских и американских спортсменов20:59
Зеленскому стали чаще желать смерти02:42。一键获取谷歌浏览器下载对此有专业解读
Also, there is less opportunity for internal growth. As an EM, to get promoted, you mostly need to start managing more engineers, which might not be possible right now. It’s more likely you’ll just get bigger scope with the same team - not a feat worthy of promotion.
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“擎天租”董事长姜青松表示，随着平台化趋势的推进，预计2026年机器人租赁市场规模将不低于100亿元。作为参考，根据瑞银证券估算，2026年中国人形机器人的市场规模将突破85亿元，站在人形机器人商业化的初期，租赁显然是一门能“跑得更快”的生意。，这一点在im钱包官方下载中也有详细论述
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